Ever been cyber scammed?
I found out this week that someone used my credit card details fraudulently. Luckily my bank is pretty on to it and froze my account before I even contacted them, but it's such a massive pain in the arse, having to order a new card, stop all my direct payments and change the account for each... all for some arsehole nerd grabbing my details from a supposedly protected internet site and taking $58 for "escort services". I ask you, what sort of escort service charges only $58? I don't want to even think about what you'd get for that or who would be giving it to you...
I'll get the money back, but that's hardly the point. Nothing feels safe and secure these days, even when you're careful about what sites you use this shit can still go down. Once bitten for me, I'll never give my card details out online again.