Is she rich or poor? The premise makes no sense

She can't pay to clean or buy another rag for her mom (or buy a similar rag for herself, so she doesn't have to borrow her mom's rag), but she can buy Ronald all kinds of stuff, including expensive sunglasses, because she is shown to have..

.. _THREE_ CREDIT CARDS _!!..

I mean, this movies tries to have it both ways, and it doesn't work. She CAN'T be poor enough to need poor Ronald's savings, while at the same time afford to maintain a car, live in a nice house, have a rich mom and her credit cards simultaneously.

A thousand (or so) bucks is NOTHING to rich kids like her! What is her allowance, how much can she shop and just get a slight 'nag' (which is a slap on the wrist to a teenager suffering from shopping fever)?

Why is she so afraid of her mom anyway, she doesn't seem to be strict at all, there doesn't seem to be any discipline, and she seems to be a bad parent in so many ways anyway, so what is she afraid of? Really, WHAT is she afraid would happen, if all she EVER really gets is 'slight nagging' from her mom as a punishment?

Why is someone who clearly dominates her mom suddenly SO PANICKY about her reaction to some piece of clothing being 'ruined'? It's like, so what, that ANIMAL'S WHOLE LIFE was ruined when they made a jacket out of him/her, shouldn't that be a much bigger concern?

Also, isn't her mom SO RICH she could very easily replace that jacket anyway? I mean, the girl and her mom are both shown to be pretty gosh darned well off, there's NO WAY a thousand bucks would feel like anything in their finances, it'd be like maybe 10 cents or five bucks would be to more 'regular' people.

None of this makes any sense, but I guess they couldn't figure out any plausible way to make a rich teen beauty need a nerd so desperately she'll do 'anything' (within reason) if the nerd saves her.

Also, young pretties like she is (although I don't like her face, I can admit she probably looks good to most men's eyes) can SO easily get money from men, boys, teenagers, sugar daddies and so on, it boggles the mind why she would EVER need Ronald's savings.

Just think about all the onlyfans accounts and such... nowadays it's even easier, but from how easily women get money (often just by ASKING for it, without even giving a vague promise of ANYTHING in return! This is how depraved of sex and intimacy men are in this world, but it's somehow not an 'equality problem' because women are not the victims, but the exploiters), everyone should be able to realize it would be EXTREMELY easy for her to raise multiple thousands of dollars in a day without even having to do anything sexual for it.

(I mean, she could flash her boobies or something if the situation requires it to get even more money, she has SO many options and possibilities...)

Great movie in many ways, and surprisingly realistic in others (although the sappy ending kind of deletes the realism by implying you can CHANGE female ape-instincts just by giving them a 'speech' - this will never happen in real life), but the premise absolutely makes no sense, when it's based on BOTH her being rich AND poor simultaneously.