"I was scanning the Wall Street Journal before putting my laptop on hiatus when the headline jumped off the screen: "Law Prompts Some Health Plans To Cut Mental-Health Benefits."
Unconsciously, I screamed, "What?!" loudly enough that the gathered clan ran to see if the kids were OK.
I went on to read that almost 12,000 participants in the Screen Actors Guild health plan would lose access to mental-health and substance-abuse treatment -- including access to anti-depressants prescribed by primary care physicians -- in mid-2011.
According to the story, the move by the Guild was being made in response to and to circumvent the requirements of the Mental Health Parity and Addiction Equity Act, which was signed into law in 2008 and went into effect for many plans on Jan. 1 of this year.
As Bruce Dow, the chief executive of SAG's Producers Pension and Health Plans, told the Wall Street Journal, "We're not in a position to afford it.""
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These performers have no options in many cases. They're circling the drain in a last ditch attempt
because if their money has dried up due to substance abuse/mental illness, they can't afford to pay
for help. I have no idea what they are paid to be on the show, but it's likely one of their last options
if they don't have family or friends to give them a helping hand.
So it seems the performers most in need are the ones denied mental health coverage. The top earners,
who can readily pay for the help they need, ARE covered because their income places them in a "full
coverage" platinum plan.
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