Not only was it bad, it was insulting to women...
My girlfriend begged me to download this so we could watch it, we did so yesterday and I was appalled at how bad it was.
This is one of those movies where I think it's incredible that any women would find this kind of idiotic entertainment to have any value. The acting, dialogue and plot were all some of the worst I've ever seen in any movie, even worse than many other "chick flicks" I've watched thanks to my girlfriend.
Why it's insulting to women: The women (girls) in this movie are portrayed as incredibly shallow, image-obsessed and too dumb to understand much of anything. The protagonist is obsessed with shopping and clothing and her only goal is to find a way to pay for her shopping obsession. She isn't cured at the end of the film, she just finds a rich man to support her habit.
These kinds of films make me wonder how women can be so shallow. Why is it that in every "chick flick", it's only about some image-obsessed woman trying to find a rich man. This was one of those movies where I predicted the ending within 3 minutes of the movie's beginning. Now there are some good "chick flicks", but this was clearly not one of them!