Paying for Neural Net


What i dont get is how Jake pays for the 'neural net' for Remy for a long as possible with the 'organs' he had just liberated but he wouldn't pay off his debt when he knew the time was running out and would have to have his heart repossessed?

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Maybe the neural net is cheaper in the long run. Or, maybe it only has to run one "dream" day, then they can end it when he goes to sleep in the dream, with no pain and no sorrow

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I'm rewatching it now and the reason why he didn't just pay off the heart debt is because Forest Whittaker's character wanted to keep Jude Law in debt so he would keep working repo with him.

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