Personal responsibility

If you sent your 18-year-old son or daughter to college and he or she was seduced by some smooth-talking professor (who wanted to teach him or her about love), and after things went wrong the son or daughter comitted suicide, there might not necessarily be any legal ramifications for the professor, but I guarantee there wouldn't be umpteen thousand right-wing jerks defending the guy. So why is different if it's a credit card company trying to teach kids about "financial responsibility" by helping them get seriously into debt?

Look, I'm all for "personal responsibility" as conservatives like to call, and I'm uneasy about the victim mentality of some of these left-leaning documentaries. But why does personal responsibilty only apply to individuals and not corporations? If you knowingly loan money to people who obviously can't pay it back, why should the law IN ANY WAY help you to collect, let alone allow you to collect "interest" and "fees" far in excess of what was originally owed?

When credit card start lending responsibility, then they can blather about irresponsible borrowing. And all this crap about poor people not getting credit is just that. If you can't afford a truck, a house, then maybe you shouldn't buy a truck, house, etc. Buying one on credit maybe isn't such a good idea. But the person that gives unaffordable loan is every bit as responsible as the person that takes the loan. Person responsibilty is a two-way street.