Damn them
You would think three years of ignoring them the credit card companies would get the idea that I DON'T WANT YOUR *beep* OFFER!!!!!!
shareEventually they'll just send the card. Had that happen to me on more than one occasion.
The form arrives already filled in. I'M PRE-APPROVED!!! Woohoo!!
Someone on commission at the Bank to use the Power Of Fraud to make that sale and sign on your behalf?
Don't know how it happens, but it's happened to me.
"Even a stopped clock tells the right time twice a day"
It's so true. In my case, they just sent me the cards - not the fake card with the pre-approved letter. The real credit cards with 10,000 opening balance and zero interest for the first 3 months (which of course after that baloon to 21% interest in a very small print - crazy).
I got 2 of those from Bank of America, I didn't even apply for it. It's crazy. i just never activated them and throw them to trash.
Shred them, and shred the forms and letters. Because they're not gonna stop sending them.
I trust I make myself obscure.
Well, there is a place you can write to not get credit card offers in the mail. I used to be on it, now I'm clearly not.
But I concur about shredding the offers you do get. I saw a show a few months ago where a guy tried an experiment. He got an offer from Citibank, and he tore it up into pieces as small as he could, like postage stamp size.
Then he taped it all back together. Then he filled out the application but crossed out his preprinted address and wrote in his parents', and sent it in. Sure enough, in a few weeks a new credit card arrived in his name at his parents' house.
Citibank said it would review their security procedures, because certainly an application that clearly was ripped up and taped back together, with the old address crossed out and a new one written in, should set off alarms. They did say that since this guy had lived at his parents' previously, that was one on file for him and would not raise suspicion.