I wouldn't say its as much of the lack of formal education as it is the lack of education of money, finance, etc. There are many college grads who don't have a a good understanding of money. Shouldn't a stock broker, accountant, etc that is giving you financial advise be rich? Many aren't. Many have financial problems of their own. This is because of the lack of financial education in our schools and universities.
The majority of people are in debt. Even ones who make a lot of money. Its because most people live a life where their expenses are higher than their resources. People who make less can easily be richer than those who actually make more than them. You just have to be smart about it. Also, you don't even need a GED to invest your money or make money work for you.
As far as Wal-Mart goes, I agree, people should not be looking at an entry level position as a career. But for those griping about Wal-Mart's low wages, I would say try moving up in the company. Wal-Mart is one of the easiest companies to move up in. An assistant manager makes near the average household income. A co-manager makes well above the average household income. Store managers can make up to $100,000 a year with a possible 150% bonus. That's a possible 250 grand per year. My wife was an assistant manager within 4 years. I was a department manager within 8 months. It wasn't amazing pay, but the point was it was easy to get there.
There are over 4,000 stores. That is around 4,000 store manager jobs, 8,000 co-manager jobs (give or take), and tens of thousands positions for assistant managers. On top of that, each store has an asset protection manager (loss prevention). Then there is market, regional, divisional jobs, etc. That is a lot of jobs making at least near the average household income. So even if somebody wanted to make a career working at Wal-Mart, they could.
But a big problem is that too many people want to be a cashier for a living. That isn't going to pay the bills. But if that person really wants better for themself, and are willing to actually try, it can easily be done. My mother has woked for Wal-Mart around 25 years. I worked there for a few years. My wife has worked there over 5 years. Do they get upset sometimes? Sure. But for the most part, they have been happy with their job. But they also realize that rather than blaming others and hoping things outside of their control will change, that it is much easier to change things they have control over. So rather than fighting the system and spitting in the wind, they played the game and are doing just fine.
One thing I never understood why people who didn't even work for Wal-Mart were complaining on my behalf when I wasn't even upset at my situation. Don't people realize that if I didn't like it, I could either look for another job or try to advance in the company?
As for the OP wondering why Wal-Mart is always getting attacked while others don't, its a simple answer. Its because of the union. Most of the negative publicity in the media, including this movie, is sponsored by the union. This is because if Wal-Mart would go union, it would easily become their biggest money maker. The world's largest retailer would be the union's largest source of income.
People can say what they want about Wal-Mart being a driving force in taking jobs from here and creating them overseas. I can see both sides of this argument, but I do feel like people have the right to complain on this. But as far as most of the other, including benefits and wages, Wal-Mart does get targeted (no pun intended) and its primarily because of the union.
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