Does anyone know.....

I remember watching this show years ago (I think it was this show) and seem to recall that each family got $50,000 from the show to give to the other family as they saw fit.

I recall an episode where there was a black family from New Orleans with a overweight white woman from somewhere and part of the show the black people were hoping (talking to the camera, not in front of the white woman) she would let them spend it one way, but in the end the woman got their little girl a piano, the black couple got a CD they didn't like and the rest of the money went to a trust fund for their daughter (who was about 7 years old) for her college education, and the parents were really PO'd about that because they wanted the money.

Anyone recall this episode or am I talking about a different show? If it is this show why did they do away with the 50K prize in the end?