Beyond hilarious stupid!
The guy is sitting there bumming on his dead wife, and we're offered that most hacky of "all is not well!" exposition: behind him are several forms, marked "Past Due" in bright blue ink. And then we move to the kitchen, and find that the family, who we have just shown are in some fairly dire financial straits, have a hired lady - one who cannot even cook edible food, we are told.
There's such a thing as the creators being WAY TOO willing to prove they're in on the joke, you know... I realize this film was made in those dark, STUPID days of the late 90's/early 2000's, but were filmgoing audiences really THAT brain-deficient? Even THEN??
P.S. the super duper cheap joke of the little kid calling his sister a slut, only to have the "AFFORDED HOW?!?" Nanny condemn his words, only to at the last minute offer that she prefers "B*tch" is actually, yeah, pretty much accurate - after the Dad flips out, after tripping over brother bear's Razor Scooter (2000's!)... she ACTUALLY pipes up with "Shyeah, well, if we had a bigger place..." ?!? All while knowing the family is ####ed, financially!? (Nanny must work for free) ... yeah, I prefer the term "b*tch", too! jesus christ! (btw, hearing that demeaning crap coming outta the mouth of an under-ten? just...OH, so charming! Thanks, writer(s)!)
P.P.S. the song that plays while super-chick collects her works for her raid or whatever, with the chorus containing such stirring, brilliant lyrics as "I believe in people dyin' / I believe in people cryin' / I believe in people breathin' / I believe in people bein'..." yes, that ought to be film's THEME. it's way over-the-top, amusingly, shockingly bad as well as just plain confusing. I mean, It starts as this hip-hop thing with some random MC - nothing too odd or embarassing...only to then go into this ridiculous 4/4 rock refrain, and that idiot's chorus begins. brilliant.)