I'm just spitballing, but when I lived in Michigan we had basements in our homes. I lived in a rental that did not have a basement. Here in Eugene, Oregon, most homes don't seem to have basements, although some do. (I saw a homeowner retro fit a basement once.) I would think it would be a little bit more expensive to build a home with a basement, and I think it would add a lot of value to a home.
I don't know how many people personally think about what would happen to their home in an earthquake. Your house will fall apart, basement or no. Civic leaders worry about bridges and schools but I don't know about trying to make every home earthquake resistant.
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