The Bank manager was wrong.
In the 1978 Royal Command episode Tom asks his bank manager for a loan of £70,000 (+ £7000 interest) with his house as security with the expectation that it would be sold in 35 years hence. He estimated that the value of the house then to be £25,000 but could be worth £100,000 when it is sold. The bank manger refuses to do this but the current value of the house (in 2016) according to Zoopla is actually £1,101,000 and even though Barbara (Felicity Kendal) is still alive the bank could have made over a £1,000,000 on the deal.
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