Minor plot hole
Helen was an experienced nurse. I don't think she would have been mistaken by Phillip's "fever", and was probably more than capable of taking a temperature, checking a throat, and checking for clear lungs - and wouldn't have been troubled by the doctor being delayed.
Also, they wouldn't be sweating out the adoptions - it would have been a priority to make Helen's children eligible for FRank's military benefits.
Had a laugh when I saw it the other night - four grocery carts totalling up to the "shocking" total of $126.
"Well, there it is."