Why the family was so well off
I looked what being Queen's Messenger like the father is and I don't see why the family was so well off. They had a nanny, a Rolls Royce, and a very nice flat. This is what Wikipedia says:
"The Corps of Queen's Messengers are couriers employed by the British Foreign and Commonwealth Office. They hand-carry secret and important documents to British embassies and consulates around the world."share